Monday, December 26, 2011

Save Water and Money With Appliances

Here are a few simple ways to save water and money when you use appliances:

Remember to only use appliances such as your washing machine and dishwasher when they are completely full to save water and money. Some appliances come with different size settings, but even when they do, a full load is always more water efficient than a smaller load. There may be times when you need to use an appliance when it is not full. In these instances, try to make the water level size setting so that it matches the size of the load you're doing.

When it''s time to replace an older appliance with a newer model, opt for an appliance that offers the option of both cycle and load size adjustments. Appliances that offer these settings are more water-efficient and energy-efficient than older appliance models.

Instead of getting a new glass every time you want to drink water or any other beverage, get into the habit of use a single, specific cup or glass throughout the day. By doing so, you will reduce the amount of times that it's necessary to run the dishwasher.

Monday, December 19, 2011

Simplicity

One of the best ways to get a balance sheet and your finances in order to to embrace simplicity. We all have a lot more than we really need and if we can see this instead of trying to always buy more, we can find a lot more financial peace in our lives. Here are a few ways to simplify your life:

1. Throw out anything you haven't used in a year.

2. Clean out your garage.

3. Clean out your car trunk.

4. Clean out your closets.

5. Have a garage sale.

6. If you buy something new, get rid of 2 old things.

7. Downsize your living space.

8. Downsize your car.

9. If you are paying for storage space, stop.

10. Try to live with less.

These are just a few tips that can help you realize that you don't need nearly as much as you think you need.

Monday, December 12, 2011

What The Army Can Teach About Money

Have you ever thought about what the Army can teach you about your finances? Here are ten things that a former soldier says he learned about money from the army:

Leadership
Integrity
Prioritizing
KISS (Keep It Simple Stupid)
Accountability
Sacrifice
Planning
Flexibility
Team work
Determination

These are all helpful skills to better your finances and your balance sheet.

Tuesday, December 06, 2011

Tax Information

One important area that people often don't pay enough attention to when it comes to their finances is taxes and how taxes effect their budget. A good way to keep on top of all the changes happening is to read the IRS press releases and updates. This will be especially important at the beginning of the new year when people begin to prepare their 2011 taxes. Here are some helpful hints to remember while doing your taxes:

1. Start preparing you taxes early.

2. Use free online tax software to double check your taxes.

3. Always check your math twice.

4. Don't waste your money getting tax refund loan.

5. Check that you signed your tax return.

Even though everyone hates taxes, taking the time to prepare early will ensure that you don't make any mistakes (or have time to correct them if you do) and get your tax refund in a timely manner.